If you have more than one current account to monitor, you can view your overall financial situation thanks to a single app without having to log into each account separately. Utego simplifies your life.
But I have only one current account...
No problem! Even with just one account, Utego can help you:
find financial products, services (and more!) that best suit your needs;
simplify the complex world of finance and its terminology. Read, watch and listen to the tutorials and explanations in our dedicated education section;
increase your purchasing power by joining with other users who have the same needs;
check if there are cheaper and more reliable solutions on the market than the ones you are already using;
How can I see data from multiple current accounts in one app?
Because as of January 2018 the Italian State has implemented the new European regulation PSD2 (Payment Services Directive 2) to be implemented by mid-2019. This Directive requires all banks and financial institutions to make the data of its customers available to third parties in case they need to request them.
That's why Utego in total respect of the Privacy and the regulations in force is proposed as a perfect partner to monitor your finances.
Is it secure?
For Utego, security is our highest priority. That’s why we offer:
log-in with multi-factor authentication;
data encryption, storage and back-up of logs ;
periodic penetration tests of IT systems;
investments of up to 20% of our annual IT security costs;
data segregation: only you can see your accounts, banks and other financial institutions won’t see anything.
Your Privacy is guaranteed (see Privacy section) according to your marketing preferences.
What’s the catch? How much will all this cost?
Utego is a free app for all its users, and all the features are completely free. We don’t only want to save you money, we want to save you time.